
These Endorsements set benchmarks for Economic Citizenship Education (ECE) programs and Child and Youth Friendly financial products.
- CYFI invites organizations commited to promoting economic citizenship to have their product or curriculum endorsed.
- The product asssesment benchmarks financial products for children and youth against the Child & Youth Friendly Banking Principles, looking at the availability, accessibility and affordability amongst other topics.
- The curriculum assessment benchmarks educational materials against the Economic Citizenship Education Learning Framework, looking at the incorporation of the three components: 1) financial education, 2) social education, and 3) livelihoods education.
How does it work?

If the product or curriculum passes the assessment, you receive an assessment report and an endorsement logo for promotional purposes.
- Product Endorsement : The CYFI Product Endorsement is given when the banking product passes a sufficient number of controls under the Child and Youth Friendly Banking Principles.
- Curriculum Endorsement : The CYFI Curriculum Endorsement is given when the educational materials cover a sufficient number of core topics within the Economic Citizenship Education Learning Framework

Curriculum Endorsement
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Banqer, New Zealand - Endorsed in 2017 Developed by teachers, for teachers, Banqer is an online financial education platform that provides a hands-on environment for children ages 6-12 to get curious, creative, and confident with their money. Transforming the classroom into a virtual economy, the platform helps students to experience personal finances first-hand. The Banqer curriculum aligns with the national curricula in New Zealand, Australia and England. |
New Horizons Foundation, Romania (affiliated with World Vision International) - Endorsed in 2017 ‘SKYE’ (Skills and Knowledge for Youth Economic Empowerment) training material is suitable for 18-25 year olds. Designed for youth leaders to organise activities at ‘SKYE’ youth clubs, the programme targets low-income youth in Jiu Valley region in South Western Romania. The overall method used in this curriculum is hands-on, including both adventure education and service learning. |
CFEE, Canada - Endorsed in 2016 ‘Money and Youth’, developed specifically for 14-18 year olds, introduces students to the world of money. Covering a broad range of themes, it aims to help them take control over their financial future and achieve success. |
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Aflatoun International, Netherlands - Endorsed in 2016 ‘Aflatot’, ‘Alfatoun’ and ‘Aflateen’ curricula. •In Aflatot’s curriculum children (ages 3-6) gather the building blocks of social and financial literacy before they reach primary school. •The Aflatoun’s core programme focuses on children of primary school age (6-14), building on a child’s natural curiosity and teaching them positive associations with themes as children’s rights, saving and enterprise. •In the Aflateen programme, young people (14-19) explore concepts as age, gender, nationality, ethnicity, socio-economic status and religion as well as the theme of financial education. |
Mobaderoon, Syria - Endorsed in 2017 ‘Life Street’ materials were designed to help street children to plan their future and be positive change agents for themselves and in their communities. ‘Journey of Values’ materials help develop social and life skills in youth emphasising respect for diversity, empathy and conflict management. ‘Social Enterprise – Active Citizenship’ materials focus on young social entrepreneurs or representatives of teams who are interested in starting their social projects. It supports social enterprise leaders in creating a sustainable social, environmental and cultural impact across the globe. |
Visa, Turkey – Endorsed in 2017 “Paramı Yönetebiliyorum” (“I Can Manage My Money”) is designed for university students aged 18-25. Divided into five themes, namely Budgeting, Saving, Investing, Debt Management and Financial Rights and Responsibilities, the programme is also available as an open source. Youth-friendly and visually rich, the training material uses active learning strategies and offers a sufficient room for in-class discussion. |
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Ragball International – Endorsed in 2018 Using the international language of soccer, an interactive, soccer-based curriculum helps young people (ages 15-21) save and spend wisely, set financial goals, and plan for their futures. The structure of the material makes the instructions and objectives of the lessons very clear, and gives the essential space for the coach to adapt it to the players’ reality. The end of the program, when the players produce their own ragballs for sale, creates a positive atmosphere and increase the participants’ self-esteem. |
Product Endorsement
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Finance Trust Bank, Uganda - Endorsed in 2017 ‘Girl’s Choice’ Savings Account targets unbanked and vulnerable girls ages 10-19. ‘Teen Classic’ Savings Account targets unbanked and vulnerable teenagers ages 12-17. Features: |
VTB/Bank of Moscow - Endorsed in 2015 The ‘Social Card of Muscovite’ is a multifunctional payment card with a chip and data protection. Designed for pupils and students of public and private state-accredited educational institutions in Moscow. Features: |
Bank of Georgia - Endorsed in 2016 This Mastercard debit card is equipped with a transport and a contactless payment option. The product is dedicated to children ages 6-18, helping them get accustomed to a financial culture and teaching them to save money and use banking products. Features: |
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XacBank, Mongolia - Endorsed in 2017 Aspire Savings Account and Temuulel Debit Card are offered to 14-16 year olds throughout Mongolia. Features: |
XacBank, Mongolia - Endorsed in 2017 Future Millionaire Savings Account is a long-term savings account dedicated for children ages 0-16. Features: |
Kerala Gramin Bank - Endorsed in 2017 Junior Savings Account is offered to 10-18 years olds in India. Features: |
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Kenya Post Office Savings Bank – Endorsed in 2018 SMATA Savings Account targets 0-18 year old children and youth, in particular the unbanked. Features: |
Would you like more information?
Read more about product endorsement.
Read more about curriculum endorsement.